Loan / EMI Calculator

Calculate loan EMI, total interest and total payment, with a full amortization schedule. Works for home, car and personal loans.

Processed on your device Works offline Free, no sign-up

How to use Loan / EMI Calculator

What formula is used?

EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where r is the monthly interest rate and n the number of months.

Is Loan / EMI Calculator free?

Yes. Loan / EMI Calculator is completely free, with no sign-up, no watermark and no usage limits.

Is my data uploaded to a server?

No. Loan / EMI Calculator runs entirely in your browser. Your files and text never leave your device.

Does it work offline?

Yes. After Red Cat Tools has loaded once, this tool keeps working without an internet connection. You can also install Red Cat Tools as an app.

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